What Do I See As the Key Issues and Challenges In the Industry?

The mortgage interest deduction is at risk, the thirty year loan is in question, and lending has become more restrictive and plagued by appraisal issues. Point-of-sale mandates, increased fees on real estate transactions and low inventory are cause for concern.  We must be vigilant in protecting ourselves as independent contractors from increased taxation. Large web based information services often present a confusing and inaccurate picture of the market to consumers. Short sales and foreclosures are not only challenging, they leave in their wake an entire population of San Diegans who need our help to return to the market. The potential sunset of the Mortgage Forgiveness Debt Act is a grave danger to our economic recovery. Information is everywhere, knowledge and an understanding of how to best interpret and act upon it is our strength; we must clearly communicate that.

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